Privacy Policy

Effective Date: February 27, 2026

Piccadilly Partners LLC ("we," "us," "our," or "Company") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website at www.piccadillycap.com (the "Site"), interact with our services, apply for business funding, or communicate with us, including via text messages (SMS) or phone calls.

This policy applies to all visitors, users, business owners, and others who access the Site or our services. By using our Site or services, you agree to the terms of this Privacy Policy. If you do not agree, please do not use our Site or provide us with any personal information.

We are a provider of merchant cash advances, equipment financing, and other business funding solutions, operating as an Independent Sales Organization (ISO). Our services are intended solely for business owners and entities in the United States.

1. Information We Collect

Information You Provide to Us We may collect personal and business information directly from you when you:

Submit an inquiry, application, or form on our Site
Contact us via email, phone, SMS, or other means
Upload documents or provide details for funding evaluation

This may include:

Full name, business name, and contact information (email address, phone number, mailing address)
Job title or role
Business details (e.g., industry, revenue, time in business)
Financial information (e.g., bank account details, statements, tax IDs, or other documents for funding assessment)
Identification documents (if required for verification)
Any other information you voluntarily provide

You must provide accurate, complete, and current information and notify us of any changes.

Information Collected Automatically When you visit the Site, we may automatically collect:

Device and browser information (IP address, browser type, operating system, device identifiers)
Usage data (pages viewed, time spent, referring URLs, clicks, searches)
General location data (based on IP)
Other technical data for analytics, security, and Site improvement

We use cookies, pixels, web beacons, and similar technologies for these purposes (see Section 4).

Information from Third Parties We may receive information about you from public sources, compliant business partners, data providers, or affiliates to enhance our services, verify details, or support funding decisions (e.g., credit or business data where authorized or compliant). We do not purchase or use data in ways that violate applicable laws.

2. How We Use Your Information We use your information for legitimate business purposes, including:

Processing funding applications and determining eligibility
Providing customer service, responding to inquiries, and communicating about your account or application
Verifying identity and preventing fraud
Sending administrative, transactional, or service-related communications (including SMS or calls)
With your consent where required, sending marketing and promotional communications (including via SMS/text messages or calls) about funding opportunities, offers, or updates
Personalizing your experience and improving our Site and services
Complying with legal obligations, enforcing agreements, or protecting our rights
Aggregated/anonymized analysis for business insights (without identifying individuals)

We do not sell your personal information.

3. SMS/Text Messaging and Phone Communications We may contact you via SMS/text messages or phone calls for informational, transactional, or (with appropriate consent) marketing purposes related to funding opportunities.

For SMS: If you provide your mobile phone number and consent (e.g., via form, keyword, or explicit agreement), or if sourced from compliant third-party providers representing appropriate consent, we may send messages. These may include transactional updates or promotional inquiries.

See our dedicated SMS Compliance page for full details, including message examples, opt-out (reply STOP), help (reply HELP), frequency, and "Message & data rates may apply" disclaimers. We comply with TCPA, CTIA guidelines, and 10DLC requirements. Opting out of marketing messages does not affect transactional/service communications.

We may also place outbound phone calls (manual or compliant) for similar outreach.

4. Cookies and Tracking Technologies We use cookies and similar tools to enhance functionality, analyze usage, and deliver relevant content. You can manage preferences via your browser settings, though this may limit Site features.

5. Sharing Your Information We share information only as necessary:

With service providers (e.g., for payment processing, verification, SMS delivery via compliant platforms like Entrance Group, or analytics) bound by confidentiality and using data only for our purposes
With affiliates or business partners under common control with similar protections
In business transfers (e.g., mergers, acquisitions)
To comply with laws, respond to legal requests, protect rights/safety, or prevent fraud

No mobile information will be shared with third parties/affiliates for their marketing/promotional purposes. We do not sell or rent personal information, including phone numbers.

6. Data Retention We retain information as long as needed for the purposes outlined, to fulfill legal obligations (e.g., tax/regulatory records), or resolve disputes. Once no longer required, we securely delete or anonymize it.

7. Security We implement reasonable technical and organizational measures to protect your information. However, no system is completely secure, and we cannot guarantee absolute security.

8. Children's Privacy Our Site and services are not directed to individuals under 18. We do not knowingly collect information from minors. If we learn we have, we will delete it.

9. Your Privacy Rights Depending on your location (e.g., CCPA for California residents), you may have rights to access, correct, delete, or opt out of certain sharing of your personal information. To exercise rights, contact us. We may verify identity and respond within required timeframes. We will not discriminate for exercising rights.

10. Changes to This Policy We may update this Privacy Policy. Changes will be posted here with an updated effective date. For material changes, we may notify via email or Site notice. Review regularly.

11. Contact Us Email: management@piccadillycap.com Phone: 516-218-0004 Mail: Piccadilly Partners LLC, 570 Links Dr South, Oceanside, NY 11572

This Privacy Policy is governed by U.S. law, with venue in New York. Thank you for trusting Piccadilly Partners LLC with your information.